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Personal insurance for families and homeowners in Northern Colorado.

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Personal insurance is one of those things that's easy to set and forget

Until something happens and you realize your policy isn't doing what you thought it was

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I'd rather you know what you have before you need it.

I work with a lot of growing families, people new to Fort Collins, and anyone dealing with the situations that make standard carriers nervous - high value homes, mountain properties, older roofs, or teenage drivers. If you've been told no before, or you're paying more than feels right, it's worth having a conversation.

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A young girl playing outside on a paved driveway
A young girl playing outside on a paved driveway

Homeowners

Protection for your home, your belongings, and your liability if someone is injured on your property.

This includes non-standard situations like high-value homes, mountain properties, and homes with older roofs that can be hard to place.

Family preparing for swimming
Family preparing for swimming

Auto

Coverage for your vehicles, whether it's a daily driver or something more specific.

If you've got a teenage driver on your policy, I can shop across carriers to find you the best rate available.

Two girls playing basketball outdoors on a driveway
Two girls playing basketball outdoors on a driveway

Umbrella

An extra layer of liability coverage that goes beyond what your home and auto policies cover. It kicks in when your other policies hit their limits and the coverage gap is usually bigger than people expect.

Two young boys playing outdoors with a toy car
Two young boys playing outdoors with a toy car

Life

I work with trusted partners who specialize in life insurance, so you're in expert hands from the start.

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What's the difference between an insurance broker and everyone else?

Most insurance companies have a pretty narrow idea of who they want to insure.

If your situation doesn't fit their checklist - older roof, mountain property, high-value homes, or a teenage driver - they'll either decline you or charge you more than they should. As an independent broker, I work with carriers that specialize in exactly those situations.

I shop your coverage, compare options honestly, and explain what you're actually buying before you sign anything.

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  • "Amanda was able to put together great auto and homeowner’s policies for our family that were equal to or better than our previous AAA policies!

    We love the savings with great coverage. Not only does she know insurance, she is friendly, understanding, patient with customers, and a great agent!”

    – Fransisca Rios

  • "I contacted Amanda about my car insurance.

    She asked detailed questions and responded with a detailed analysis of my current policy. I was surprised and relieved to learn that I should stick with what I have. She didn't try to sell me on anything or get me to switch to something that would benefit her. She is thorough, honest, and does what's best for her clients. I will be seeking her out again for any other insurance needs:-)”

    – Julia Semple

  • "Amanda reviewed our coverage under another company and found we were under-insured on our vehicle and over-insured on our home.

    She was able to save us so much money on our home-owner's policy! She also provided excellent service during our move to a new house. She is always so quick to respond and has answered so many questions for us. Amanda is a phenomenal broker who goes above and beyond for her clients.”

    – Alicia Anderson

  • "Amanda is the gangster of insurance! She was so super helpful in my pursuit to get insurance on a condo I purchased.

    She shut down my lender who was making me get insurance that was totally unnecessary, and over twice the money. She’s good at what she does and she pays attention! I guarantee you will not find another better!”

    – Dave Dishneau

  • "Amanda always goes above and beyond my expectations. She took the time to explain my coverage and help me decide what plan was best for me.

    She followed up with the bank (several times) to make sure they had the correct information for my refinance and she is available when I have questions. Amanda is friendly, trustworthy and very knowledgeable.”

    – Kelley Jackson

  • "Amanda is the go-to for insurance needs! I first contacted her in 2021 on a tight deadline to get insurance set up for a new home purchase.

    She was very responsive and got me everything I needed on short notice while also walking me through the details and educating me. She also saved my wife and I a lot of money on car insurance!

    If you want someone who will go the extra mile, Amanda is the one for you!”

    – Chris Rothenbury

  • "Amanda and her team are the best.

    We’ve been with them for a few years and have always been happy. We filed our first claim with them this year and the process has been smooth and successful. Highly recommend.”

    – James Mitchell

Questions We’ve Been Asked

  • Yes. We specialize in finding coverage for properties that standard carriers won't touch — including mountain homes, high-value homes, and older roofs.

  • Call us. We'll walk you through the process — whether that's coordinating a tow, getting a rental car, or notifying your carrier. You shouldn't have to figure that out alone.

  • We do, and we also work with trusted partners who specialize in it. If that's something you're considering, we're happy to help point you in the right direction.

  • An insurance agent works for one company and can only offer that company's policies. As an independent broker, I work for you — not an insurance company. That means I shop across multiple carriers to find the best fit for your situation.

  • Nothing. Brokers are compensated by the insurance carriers, so you get the expertise and advocacy at no additional cost to you.

  • That's exactly what a policy review is for. We look at what you currently have, what's changed in your life or business, and whether your coverage still makes sense. If it does, great. If it doesn't, we'll find something better.

Ready to find coverage that actually fits your life?

Let's talk through what you have, what you need, and what makes sense for where you are right now.

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